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Recent Posts: Attorney Kelly
Will My Bankruptcy Affect My Retirement Plan?
Will My Bankruptcy Affect My Retirement Plan? By Ginger B. Kelly, Esq. March 19, 2020 Quite often I get asked by clients and prospective clients, how will bankruptcy affect my 401(k), IRA, pension, and other retirement plan? My typical response is, “In most Chapter 7 and Chapter 13 situations, most ERISA qualified plans are exempt, […]
Choices About Secured Property in Bankruptcy
Owing money on a secured debt presents a unique set of circumstances for the bankruptcy client. A secured debt can be anything, like a contract, a note, a mortgage or agreement securing property like your home, car, furniture or other piece of property or personal equipment. Our clients make decisions regarding these types of loans […]
Good Credit Scores and How to Get Them
by Ginger B. Kelly, Esq. June 13, 2019 Most lenders aren’t looking for the most perfect clients they can get, they are generally looking for a good credit risk. A good credit risk is someone who they can verify will pay back the loan on time. Actually, perfect credit is a matter of opinion and […]
Credit Reports and Affordable Bankruptcy Options FAQs
Credit Reports and Affordable Bankruptcy Options FAQs By Ginger B. Kelly, Esq., April 3, 2019 I often get questions from my clients regarding how long a bankruptcy and debt will remain on their credit reports, after declaring or filing bankruptcy. Here are a few of those frequently asked questions (FAQs) regarding credit reporting and how […]
Utility Shut-off Solutions
Utility Shut-Off Solutions by Ginger B. Kelly, Esq., January 11, 2019 I’ts that time of year, again. The time when utility costs sky-rocket into the netherworld of bills you wish you could pay, but can’t. But wait, don’t be too hard on yourself. There are a few solutions to help you navigate this rocky road of […]
