These notices are important and some of them are required by law.  So take a little time to read them.  Thanks.

This website and the materials it contains (collectively, the “Website”) have been prepared and provided by The Law Offices of Ginger B. Kelly (the “Firm”) for informational purposes only.

The Website does not constitute or contain legal advice. The information on this Website may be considered advertising under the Rules of the Supreme Judicial Court of Massachusetts and the Rules of Professional Responsibility for lawyers for both Massachusetts and Rhode Island.

The information on this Website is not a substitute for professional consultation and advice, generally or in a particular case. Anyone viewing information contained on the Website should not act upon it without seeking professional counsel from an attorney authorized to practice in his or her jurisdiction.

Any opportunities to send e-mail or to subscribe to e-mail distribution or other lists on this Website are provided solely to allow individuals or entities to send comments and communications to the Firm or any of its attorneys for informational purposes only. You will not become a client of the Firm or any of its attorneys merely by sending any e-mail or electronic communications or by the receipt of it by the Firm or by any of its attorneys.

Any information you send to the Firm by electronic communications and e-mail will not be considered confidential or protected by the attorney-client privilege. The Firm will not accept any new clients solely by contact through electronic communications and e-mail.

The receipt and review of any electronic communications and e-mail by the Firm or any of its attorneys will not preclude the Firm from representing any client (existing or future) in any matter directly adverse to you, even in a matter in which the information you send could be used against you.

By using this Website, you agree to waive any claim you might otherwise have against the Firm that arises, directly or indirectly, from your use of the Website or any of the information provided on the Website.

In addition, by using this Website you agree to indemnify and hold harmless and defend the Firm from any claims, damages, losses, liabilities, and all costs and expenses of defense (including but not limited to attorneys fees) resulting directly or indirectly from a claim by a third party that alleges injury, damage, harm in whole or in part arising from the provision by you of information from, or claimed to be from, this Website, or that in any way arises from your use of this Website or information provided by this Website.

To the fullest extent permissible under all applicable laws, the Firm disclaims any and all warranties, express or implied, relating in any way to this Website. Specifically, but without limitation, the Firm does not warrant: (a) that the information contained on this Website is correct, accurate or reliable, (b) that the functions contained on this Website will be uninterrupted or error-free, or (c) that any defects will be corrected, or that the Website or the server that makes it available are free of viruses or other harmful components.

This Website may contain links to other websites that are unrelated to this Website. These links are provided to you only as a convenience. Such linked websites are not under the control of the Firm and the Firm is not responsible in any way for the contents of those linked websites, or of any other links contained on any linked website. The inclusion of a linked website does not imply any endorsement of the Firm of that linked website.

These Terms of Use shall be governed and interpreted pursuant to the laws of the Commonwealth of Massachusetts, United States of America, notwithstanding any principles of conflicts of law. Any dispute arising out of or relating to the Website or these Terms of Use shall be resolved in the state or federal courts located in Worcester, Massachusetts, United States of America.

Any and all e-mail, electronic communication and any attachments may contain privileged, private and confidential attorney-client communications under State and Federal law.  If you are not the intended recipient or authorized to receive for the intended recipient, you are hereby notified that any review, distribution, copying or disclosure to any persons or entity other than the intended recipient is prohibited.  If this email is received to someone other than the intended party, please notify the Firm, or Ginger B. Kelly, esq. by return electronic communication, e-mail or by telephone immediately.

If this communication concerns negotiation of a contract or agreement, any electronic transaction or electronic signature does not apply to this communication and said contract formation shall only occur with manually affixed signatures on original documents.

The recipient is responsible for checking this email and any attachment for the presence of electronic malware or any forms of malicious, intrusive or hostile electronic programs.  The Firm accepts no liability for any damages caused by any malware or any forms of malicious, intrusive or hostile electronic programs.

If the Federal Fair Debt Collection Practices Act applies to this electronic communication then, to the extent it applies, the Firm is acting as a debt collector for the creditor named above to collect the debt referenced above.  Any information obtained will be used for that purpose.  A debtor has the right to seek advice of legal counsel.

If Federal and State wiretap laws apply to this communication, by using this website and all electronic communications, you have been notified and give consent to all wire, oral, audio, video and electronic communications interception and disclosure by the Firm for all lawful purposes.

An Act of Congress requires me to indicate that pursuant to the United States Bankruptcy Code, we are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code

Circular 230 Disclosure:  Pursuant to US Treasury Department Regulations, we are not required to advise you that, unless otherwise expressly indicated, any federal tax advice contained in this communication, including attachments and enclosure, is neither intended nor may it be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matters addressed herein.

The Firm may, at its sole discretion and without notice, revise these Terms of Use at any time by updating this posting.

Copyright © 2021 by Ginger B. Kelly, Esq., all rights reserved.