It’s official, Worcester County, Massachusetts just got snow dumped! Here’s the “scoop” on clearing the snow.
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Will My Bankruptcy Affect My Retirement Plan? By Ginger B. Kelly, Esq. March 19, 2020 Quite often I get asked by clients and prospective clients, how will bankruptcy affect my 401(k), IRA, pension, and other retirement plan? My typical response is, “In most Chapter 7 and Chapter 13 situations, most ERISA qualified plans are exempt, […]
Owing money on a secured debt presents a unique set of circumstances for the bankruptcy client. A secured debt can be anything, like a contract, a note, a mortgage or agreement securing property like your home, car, furniture or other piece of property or personal equipment. Our clients make decisions regarding these types of loans […]
by Ginger B. Kelly, Esq. June 13, 2019 Most lenders aren’t looking for the most perfect clients they can get, they are generally looking for a good credit risk. A good credit risk is someone who they can verify will pay back the loan on time. Actually, perfect credit is a matter of opinion and […]
Credit Reports and Affordable Bankruptcy Options FAQs By Ginger B. Kelly, Esq., April 3, 2019 I often get questions from my clients regarding how long a bankruptcy and debt will remain on their credit reports, after declaring or filing bankruptcy. Here are a few of those frequently asked questions (FAQs) regarding credit reporting and how […]
Utility Shut-Off Solutions by Ginger B. Kelly, Esq., January 11, 2019 I’ts that time of year, again. The time when utility costs sky-rocket into the netherworld of bills you wish you could pay, but can’t. But wait, don’t be too hard on yourself. There are a few solutions to help you navigate this rocky road of […]